This is just to get descriptive data from our group here. The other day I read that about 33% of US single family homes are paid off, which got me thinking about our cars. How many of us have no car payment, and those that do, how much is it. Do not include insurance, fuel, maintenance. Just monthly payment including leases. Not judging here, just wondering for the poll.
Personal note: In my car group of friends, we keep thinking $300 is a good monthly payment that number has been the same for years and years. As we age, $300 isnt going to cover much. And now the average auto transaction price is something like $33,000.
$250(ish) a month for me. Can’t stomach more than $300 a month for a vehicle for some reason. Mines a little different though, using my works credit union and with auto deposit and pay, I don’t see the payment. Actual payment is 120 every 2 weeks and the bank is on auto deposit of 125 every 2 weeks. Don’t have to worry, and I don’t really notice the lack of money anymore.
using my works credit union and with auto deposit and pay, I don’t see the payment. Actual payment is 120 every 2 weeks and the bank is on auto deposit of 125 every 2 weeks.
What he said ... having the payment pulled from your credit union checking account on payday 2x a month is amazing. This was important because wife was finishing masters when vehicle were needed.
Along with a 2.9% rate offered back in 2014, our credit union (Nordstrom) made it painless to purchase a convertible beetle and Yukon Denali the same year. Luxury vehicles from desperate dealers at low dij pricing / rates.
In a blink it seems, they’re paid off, painlessly.
wife works in a salon so its every other week for her after an extended shutdown in q2. no sign of going back full time for the foreseeable future.
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